<< /Meta195 645 0 R /S /Footer << /K [1243 0 R 1242 0 R] << /Image244 685 0 R /K [18] /S /P /Type /StructElem /Meta15 517 0 R /S /H3 If an employee owes money to someone other than their employer, a court order may direct an employer to make a deduction from an employees wages and send the money to the court clerk or other official, to be paid in turn to a third party. 465 0 R 466 0 R 467 0 R 468 0 R 469 0 R 470 0 R 471 0 R 472 0 R 473 0 R 474 0 R /P 3 0 R 495 0 obj /S /H2 160 0 obj %%EOF >> /P 3 0 R /Pg 18 0 R 224 0 obj endobj endobj << >> >> This document serves as guidance for the technical implementation of the ISO 20022 message "Customer Credit Transfer Initiation" (pain.001). /Pg 26 0 R /S /Header << << /F10 616 0 R >> endobj FY2022 Payment Standards Housing Choice Voucher Program Effective January 1, 2022 1 Zip 0 BR 1 BR 2 BR 3 BR 4 BR 5 BR 6 BR 7 BR 8 BR 9 BR FY2022 Payment Standards Housing Choice Voucher Program Effective January 1, 2022 endstream endobj 926 0 obj <. /S /Transparency The XML message "Customer Payment Status Report" (pain.002) is used by the financial institution to inform customers about the status of "pain.001" transfer orders or "pain.008" collection orders that have been sent. /F6 531 0 R endobj /P 3 0 R /S /P endobj ISO 20022 is emerging as a common language and model for financial messages across the world. >> 346 0 R 1221 0 R 1222 0 R 1223 0 R] /XObject << /S /H3 << /P 3 0 R /S /H4 J.P.Morgan is a global leader in financial services, offering solutions to the world's most important corporations, governments and institutions in more than 100 countries. 474 0 obj /S /TOCI endobj 275 0 obj /F4 523 0 R << /Contents 638 0 R endobj >> /Resources << >> 134 0 obj /Nums [0 [694 0 R 695 0 R 696 0 R 697 0 R 698 0 R] The "Implementation Guidelines for ISO 20022 Interbank Messages", which contain the rules mutually agreed upon by Swiss interbank governance bodies and committees, are binding for all SIC and euroSIC participants. /StructParents 62 508 0 obj /Type /StructElem /K [997 0 R 1007 0 R 999 0 R] /XObject << << << /S /H3 << /ExtGState << /Type /StructElem endobj /StructParents 98 endobj /Image245 686 0 R /First 513 0 R /P 3 0 R /Pg 30 0 R 1294 0 R 1295 0 R 1296 0 R 1297 0 R 1298 0 R 1299 0 R 1300 0 R 1301 0 R 476 0 R 477 0 R /Pg 26 0 R /Type /StructElem << << >> 395 0 R 396 0 R 397 0 R 398 0 R 399 0 R 400 0 R 401 0 R 402 0 R 403 0 R 404 0 R /Type /StructElem 98 [338 0 R 339 0 R 1212 0 R 1212 0 R 1213 0 R 1213 0 R 1214 0 R 1214 0 R 1215 0 R 1215 0 R 67 0 obj /S /Header /S /Footer /S /P Attached is a PDF of the payment standards used by the Georgia Housing Voucher Program. /S /Link /S /Figure /S /Figure . Stephen Lindsay, Head of Standards, SWIFT. /CS /DeviceRGB endobj << << 394 0 obj >> /F2 521 0 R 366 0 obj >> /P 3 0 R /S /H1 1 0 obj << >> endobj /S /Transparency >> /Type /Group << 1174 0 R 1175 0 R 1176 0 R 1177 0 R 1178 0 R 1179 0 R 1180 0 R 1181 0 R 1182 0 R 1183 0 R /K [1252 0 R 1253 0 R] /K [4] /MSIP_Label_61354688-28ff-43f9-ae7a-258f2522a8ce_SetDate (2022-03-24T09:35:00.5884318Z) >> /K [1282 0 R 1283 0 R] 511 0 obj << << /Type /Group 422 0 obj /Contents 672 0 R /Contents 693 0 R /Pg 31 0 R endobj /Slide /Part endobj /P 3 0 R << /P 3 0 R /S /P >> Implementation Guidelines for Credit Transfers (Version 2.0.2), Implementation Guidelines for Cash Management (Version 2.0.2). endobj Managing routing rules and accommodating flexible formats will also come into play, so think about the end state build. To learn more, please contact your J.P. Morgan representative. /P 3 0 R endobj It isnt a new standard as real-time, high-value payment systems have already adopted ISO 20022. /P 3 0 R << 368 0 obj These include payments clearing and settlement, payment initiation, cash management, securities trades and settlement, account management and trade services management. /K [13] /P 3 0 R 324 0 obj We are responsible for Canada's payment clearing and settlement infrastructure, including associated systems, by-laws, rules, and standards. 1035 0 R 1036 0 R 1037 0 R 1038 0 R 1039 0 R 1040 0 R 1041 0 R 1042 0 R 1043 0 R 1044 0 R /K [2] /F7 613 0 R /Type /StructElem /F5 525 0 R 31 0 obj /K [4] /S /P 295 0 obj /K [1552 0 R 1553 0 R] /P 3 0 R 433 0 obj /Annots [618 0 R 619 0 R] 19 0 obj /K [12] /GS6 518 0 R /K [2] << >> << These amounts are based on the Fair Market Rents (FMRs) published by HUD on the HUD User Website at: https:// www.huduser.gov/portal/datasets/fmr/fmrs/FY2022_code/2022summary.odn >> << >> 218 0 R 219 0 R 220 0 R] 484 0 obj Public Safety Canada (PS) has established services standards for all of its transfer payment programs. All Rights Reserved. /Type /StructElem /Pg 37 0 R << /Type /StructElem endobj Unclear country information and unstructured data, Increased transparency, enhanced bank-to-bank communication and automated payments reconciliation. xwTTwz0tzRWQf "*QD) EbEQ{@QldFJ|yy=gs{. /Pg 37 0 R /S /Transparency Nothing in this material is a solicitation by JPMC of any product or service which would be unlawful under applicable laws or regulations. << >> 925 0 obj <> endobj /Type /StructElem 408 0 obj 435 0 obj endobj /Type /StructElem >> << /S /Header /Endnote /Note 110 0 obj /Type /StructElem << /Pg 12 0 R /S /P /Type /StructElem /S /P >> /Type /StructElem /GS6 518 0 R >> 370 0 obj /Type /StructElem >> 475 0 R 476 0 R 477 0 R 478 0 R 479 0 R 480 0 R 481 0 R 482 0 R 483 0 R 484 0 R << 245 0 obj /F5 525 0 R endobj /GS9 519 0 R /Resources << /Pg 31 0 R 3 839 0 R 4 840 0 R /S /H3 endobj << /P 3 0 R >> /S /P /Type /Catalog /K [3] 39 0 R 40 0 R 41 0 R 42 0 R] >> endobj /Parent 2 0 R /Pg 32 0 R /F4 523 0 R << /P 3 0 R /P 3 0 R 312 0 obj /K [7] /F2 521 0 R >> The GST/HST payment amount for the July 2022 to June 2023 period is: $467: Single individuals 18 0 obj /Type /StructElem /K [1228 0 R 1229 0 R] endobj /Type /StructElem >> /P 3 0 R /Pg 26 0 R << /P 3 0 R /S /Footer /Type /StructElem << /S /P /K [9] /Parent 2 0 R >> /P 3 0 R endobj endobj /Type /StructElem /Pg 41 0 R >> /K [1360 0 R 1361 0 R 1362 0 R] /K [30] /Type /StructElem /K [24] /Type /StructElem /S /Figure >> 210 0 obj /K [933 0 R 919 0 R] /K [11] >> Some employees earn commissions or "bonuses" based on sales made in a pay period. >> /Pg 16 0 R /P 3 0 R Support for global interoperability: Canada is joining numerous countries around the world in adopting ISO 20022 to facilitate cross-border payments, which will also support global competitiveness for Canadian businesses. endobj /P 3 0 R /Image5 516 0 R /Type /Group /Pg 39 0 R >> /S /P 1045 0 R 1046 0 R 1047 0 R 1048 0 R 1049 0 R 1050 0 R 1051 0 R 1052 0 R 1053 0 R 1054 0 R endobj /Type /StructElem /K [5] endobj >> >> /K [9] >> /K [1414 0 R] %PDF-1.6 % << /Pg 35 0 R /Type /StructElem >> endobj /Type /StructElem >> endobj /Pg 42 0 R /Resources << /XObject << /P 3 0 R Reference No Description; . >> Todays digital economy and the rise of electronic payments has created a need for more information to travel along with the payment message. 77 0 obj /S /Header << 130 0 obj 155 0 R 156 0 R 157 0 R 158 0 R 159 0 R 160 0 R 161 0 R 162 0 R 163 0 R 164 0 R /Pg 17 0 R /K [1326 0 R 1327 0 R] 123 0 obj endobj << /Contents 625 0 R /Type /StructElem << /GS9 519 0 R 423 0 obj 78 0 obj /K [4] /S /P << 93 0 obj endobj endobj 174 0 obj >> endobj << /K [1593 0 R 1594 0 R 1595 0 R 1596 0 R 1597 0 R 1598 0 R 1599 0 R] endobj >> >> /S /Footer /P 3 0 R /K [1518 0 R 1519 0 R 1520 0 R 1521 0 R] /S /P /S /Transparency /K [0] /P 3 0 R /GS6 518 0 R 151 0 obj 205 0 R 206 0 R 207 0 R 208 0 R 209 0 R 210 0 R 211 0 R 212 0 R 213 0 R 214 0 R 371 0 obj These messages can be used in Canada to meet the needs of payors and payees in many different payment scenarios. 115 0 obj endobj 300 0 obj << /S /Table /Type /StructElem >> 341 0 obj << Canadian financial institutions will be able to leverage the initial investments in ISO 20022 as it is rolled out across global services and systems, enhancing or easing access to international markets and customers. /ExtGState << /P 3 0 R /Pg 18 0 R /P 3 0 R specify the amount of money to be deducted; provide a method of calculating the specific amount of money to be deducted. >> << >> In other words, this is not just a standard which banks must comply with. As announced in early 2018, JPMorgan Chase will deploy $1.75 billion in philanthropic capital around the world by 2023. >> /GS9 519 0 R /Pg 23 0 R Reference No Description; /MediaBox [0 0 595.32 842.04] 0 /S /P endobj /F2 521 0 R /Type /StructElem >> /Type /StructElem /Filter /FlateDecode /StructParents 73 /Type /Group /P 3 0 R /K [1155 0 R 1156 0 R] /Pg 28 0 R 468 0 obj /K [6] << /P 3 0 R /S /Link /S /Header Change requests can be submitted via consultations@paymentstandards.ch at any time. 381 0 obj /CS /DeviceRGB /Resources << /S /H1 /K [1244 0 R 1245 0 R] >> The payment standard amounts are based on the Fair Market Rents (FMR) for the Chicago regions, as determined by the U.S. Department of Housing and Urban Development (HUD). /Pg 13 0 R /Type /StructElem << /S /P /MediaBox [0 0 595.32 842.04] /P 3 0 R endobj /K [31] 391 0 obj /Pg 39 0 R /Type /StructElem /P 3 0 R /K [22] /CS /DeviceRGB /Image250 691 0 R /GS9 519 0 R /K [7] /S /P /P 3 0 R endobj /Type /StructTreeRoot 285 0 obj /Parent 2 0 R endobj /Type /StructElem /Meta15 517 0 R endobj 11/1/2022 10:04:57 AM . << /F9 615 0 R >> /Meta15 517 0 R /F3 522 0 R << << << 71 1007 0 R 72 1008 0 R 73 [1009 0 R 1010 0 R 206 0 R 207 0 R 208 0 R 209 0 R 210 0 R 211 0 R 1011 0 R 1012 0 R << Not all products and services are available in all geographic areas. 239 0 obj /P 3 0 R /Pg 18 0 R endobj << The payments paradox: data and systems become increasingly diverse as the global economy becomes more interconnected. >> >> /S /Figure /Pg 28 0 R >> /XObject << /A 1558 0 R /GS6 518 0 R 79 0 obj 377 0 obj /Contents 604 0 R /P 3 0 R /Pg 12 0 R >> endobj /Type /StructElem What other factors are influencing adoption of ISO 20022? /Type /StructElem /P 3 0 R /S /P endobj 1108 0 R 1109 0 R 1110 0 R 1111 0 R 1112 0 R 1113 0 R 1113 0 R 1114 0 R 1115 0 R 1116 0 R /P 3 0 R They are also intended to provide organizations with some foundational and technical resources to formulate their own unique business case for the modernization of their internal processes. /ProcSet [/PDF /Text /ImageB /ImageC /ImageI] >> /Contents 649 0 R /MediaBox [0 0 595.32 842.04] /Type /Page /P 3 0 R /Pg 12 0 R )-d#obmwG8 endobj /P 3 0 R /Type /StructElem endobj << 335 0 obj /S /P Its a unique opportunity to capture rich data benefits and embrace data-driven innovation. /Pg 28 0 R endobj >> endobj In 2022, Payments Canada systems cleared and settled $119 trillion or $476 billion every business day. /StructParents 102 /K [0] >> /Type /StructElem >> Payments Canada has developed a comprehensive Standards Management Framework to support the maintenance and management of ISO 20022 messages. /Type /StructElem 64 0 obj /P 3 0 R /ExtGState << /K [876 0 R 791 0 R] /CreationDate (D:20220316195851+01'00') /F1 520 0 R >> /S /P 7 0 obj << /F8 614 0 R endobj endobj /Pg 35 0 R 144 0 obj << /Pg 25 0 R >> endobj /XObject << >> /F5 525 0 R On a payday, you are getting paid for the pay period that ended 2 weeks before. It is an open standard that anyone can use, and to which anyone can contribute. /K [10] SIX Is the Go-To-Market Partner for ATM and Cash Solutions. 485 0 R 486 0 R 487 0 R 488 0 R 489 0 R 490 0 R 491 0 R 492 0 R 493 0 R 494 0 R 356 0 R 357 0 R 358 0 R 359 0 R 360 0 R 361 0 R 362 0 R] /P 3 0 R /Contents 660 0 R /S /TOCI /GS6 518 0 R /S /H3 /K [1501 0 R] /K [12] /Pg 21 0 R >> Refer to When to pay vacation pay for more information. The boards direction and approval are also sought for significant changes in policy related to ISO 20022. /ExtGState << /CS /DeviceRGB /S /H4 /F9 615 0 R << >> /Type /StructElem /S /Transparency /K [1438 0 R] /Type /StructElem /Font << /CS /DeviceRGB endobj /F2 521 0 R /Footer /Sect /Type /StructElem 317 0 obj The Swiss financial institutions guarantee the following interface compatibility: that they will support the latest "Major" version of the Implementation Guidelines published by SIX Interbank Clearing plus the preceding version. /K [1] << /F8 614 0 R >> /Parent 2 0 R 63 0 obj /K [792 0 R 793 0 R] The Payment Standards do not limit or affect the amount of rent an owner may charge or the Section 8 tenant may pay. << /P 3 0 R /S /TOCI 183 0 obj >> /Type /StructElem /Pg 41 0 R 451 0 obj /Type /Group /F13 623 0 R /Pg 16 0 R /P 3 0 R /Type /StructElem /Pg 23 0 R >> /Type /StructElem /S /TOCI /K [929 0 R 909 0 R] << /Type /StructElem /K [13] << /Type /StructElem /K [2] /P 3 0 R /Pg 17 0 R Please review its terms, privacy and security policies to see how they apply to you. endobj /K [3] << /S /TOCI 220 0 obj >> >> /A 1576 0 R /K [1546 0 R 1547 0 R 1548 0 R] /K [1475 0 R 1476 0 R 1477 0 R] /Type /StructElem /Type /StructElem /Type /StructElem
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